United States Association of Credit Bureaus, Inc., et al.
Volume 58 · 58 F.T.C. 1044
deceptive advertisingdebt collection
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United States Association of Credit Bureaus, Inc., et al., 58 F.T.C. 1044 (1961). Consumer Law Library, https://consumerlawlibrary.org/decisions/v058-0168
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has complied with the order to cease and desist. THE MATTER OF UNITED STATES ASSOCIATION OF CREDIT BUREAUS, IKC., ET AL.
ORDER, ETC., IN REGARD TO THE ALLEGED VIOLATION OF THE FEDERAL TRAE CO).:IMISSION ACT Docket 7043. Complaint, Jan. 1958 Decision, June, 1961 Order requiring a collection agency at Oak Forest, Ill. , to cease representing falsely, by use of its misleading trade name, that it ,vas an "association and "credit bureau, and, by use of the words "United States" and offciallooking insignia, that it was connected with the United States Government; misrepresenting- the organization of its business, services rendered " material its clients, and commissions retained; and using "skip-tracing which represented falsely that it was to tbe addressees' financial advantage to provide requested information concerning debtors. Before llfr. John B. Poindexter hearing examiner. M,' . Harold A. Kennedy and Mr. Thomas F. H01vder for the Commission.
Mulroy Wentz of Chicago, Ill., for Hopkins, Sutter, Owen, respondents.
FrXDIXGS "\8 TO THE F ACTS, CONCLLSIO S A D Oiler The Federal Trade Commission issued its complaint against the above-named respondents on .Tanuary 15 , 1958, charging them with engaging in unfair and deceptive acts and practices and unfair methods of competition in violation of said Act. Hearings were held before a hearing examiner of the Commission and testimony and other evidence in support of and in opposition to the allegations of the complaint were received into the record. In an initial decision filed on July 29, 1960, the hearing examiner found that certain of the compla.int's allegations ,were sustained by the evidence and that others were not so supported.
The Commission having considered the cross-appeals filed from the initial decision and the entire record in this proceeding, and having ruled on said appeals, and having determined that the initial decision should be vacated and set aside, the Commission further finds that this proceeding is in the public interest and now makes 10,14 FEDERAL TRADE COMMISSION DECISIO Findings 58 F.
service upon him of this order, file with the Commission a report in writing setting forth in detail the manner and form in which he